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Our Directors

Philip Holder, a graduate of Middle Tennessee State University, began his bank training performing bank audits as a staff member of Peat, Marwick, Mitchell & Company CPA's in Nashville, TN. Later, in January 1973, he opened his own accounting practice in Hartsville, TN. Mr. Holder has served on the Board of Directors of Citizens Bank since 1973. He currently serves as Chairman of the Board. 

Toby Woodmore entered into the field of banking in 1982 with his appointment to the Board of Directors of Citizens Bank. Mr. Woodmore is also a lifetime educator with over 25 years of experience and has served in the capacity of Principal at Trousdale County High School. Mr. Woodmore is a graduate of the University of Tennessee. He also obtained his Masters in Vocational Technical Education from Middle Tennessee State University.

T.P. Thompson, Jr. became a member of the Board of Directors of Citizens Bank in 1973. Mr. Thompson has been District Attorney General since 1977 for the 15th Judicial Circuit of the State of Tennessee. Prior to his banking and legal career, he served two years as an officer in the United States Army. Mr. Thompson is a graduate of Centre College of Kentucky, Vanderbilt University School of Law, and was admitted to the Bar in 1969.

Eddie Taylor became a member of the Board of Directors in 1982. He has also served as Citizens Bank's attorney for over 20 years. With a law degree from Memphis State, he began practicing law in 1976 with James Donoho, hence became the law practice of Donoho, Taylor & Taylor. Mr. Taylor is a member of the Tennessee Bar Association, the Tennessee Trial Lawyer's Association, and a past president of the 17th Judicial District Bar Association. 

John J. Wender, Jr. became a member of the Board of Directors of Citizens Bank in 1982. Prior to his entrance in the field of banking, Mr. Wender served in the United States Army and also graduated from the University of Tennessee with a B.S. in Marketing / Retailing. He first came to work at Hartsville Garment in April, 1958, and later became the owner/operator of this local industry until his retirement in 1997.

Betty Sue Hibdon began her banking career at Citizens Bank in 1968. Ms. Hibdon was Executive Vice President in charge of the loan department prior to becoming the eighth President/CEO in February 2006 where she served until 2016.   Ms. Hibdon, a graduate of TN School of Banking at Vanderbilt and The Graduate School of Banking of the South at LSU also serves as a Director of the Tennessee Bankers Association.

David Gregory joined the board in 2010. He is a 1978 graduate of Smith County High School. David is a lifelong farmer and continues the family tradition by cultivating land that has been in his family for over 150 years. He has spent over 40 years at the family business of Smith County Commission Company working to procure and sell cattle in Middle Tennessee. He served 14 years on the Smith Farmers Co-Op Board of Directors. He is president of Gregory Construction and has developed real estate in the area for the last 6 years. 

Matthew Carman is a broker and auctioneer with Gene Carman Real Estate and Auction, a leader in the local real estate market for over 50 years. A lifelong Trousdale County resident, he is a graduate of CLI School of Real Estate and Reppert School of Auctioneering. Carman is also a member of the National Auctioneers Association, the National Association of Realtors, and the Robertson County Association of Realtors. 

Amy Broyles is a pharmacist and owner of Hartsville Pharmacy, which she started with her husband, Tom, in 2007. She is a graduate of Auburn University and Mercer University Southern School of Pharmacy. A member of the Tennessee Pharmacist Association, Broyles currently resides in Riddleton. 

James “J.J.” Holder graduated from Middle Tennessee State University with a degree in Agricultural Business and Finance. After graduation, he and his father formed a farming partnership that is still in operation today. Holder has served on the Board of Trousdale County Farm Bureau, as President of Trousdale County Farm Bureau, and on the Trousdale County Election Commission.

Todd Austin became a member of the Board of Directors in April 2016 with his appointment as the ninth President and Chief Executive Officer of Citizens Bank. He joined the bank in 2008 and has served in various roles including Chief Financial Officer. Todd began his banking career in 2003 after earning a Bachelor’s degree in Business Administration from the University of Tennessee and a Master’s degree in Business Administration from Cumberland University.

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