We’ve been helping neighbors since 1905. When it’s time to find the right mortgage, turn to the bank that knows you.
Key Features
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Competitive Rates
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Free Pre-Approval
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Refinancing Available
Details
- Competitively low rates for home purchase or refinance
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of financing programs available:
- Fixed rate mortgages
- Adjustable rate mortgages (ARMs)
- Rural Development Loans
- FHA Loans
- VA Loans
- First time homebuyer specials
- Construction Loans
- Budget-friendly repayment terms, unique to your situation
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Helpful lenders with working knowledge of the local real estate market
- Local decision-making and processing right here in Middle Tennessee
- Attentive, friendly service from start to finish
Construction Loans
Building your home from the ground up is a whole lot easier when you have local experts right around the corner. Transition from the construction phase to mortgage payments with the help of Citizens Bank.
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed