Get more from your checking — AD&D coverage, fraud protection, discounts, and more — all for an affordable monthly fee.
Unlimited Check Writing
EMV Debit Card
- Value-added checking includes a wide variety of perks
- Low $8.95 monthly maintenance fee
- No minimum balance requirements
- Unlimited check writing
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free EMV debit card
- No minimum deposit to open
Enjoy the added perks:
- Accidental Death & Dismemberment (AD&D) insurance1:
- $20,000 AD&D insurance and $25,000 common carrier AD&D insurance
- $10,000 spousal AD&D insurance
- $1,500 dependent AD&D insurance
- Card Patrol® with social security number monitoring2
- Payment card protection3
- Fraud assist toolbox
- Everywhere Cash Savings4
- Everyday Rebate Rewards5
- Discounted gift cards6
- Identity theft insurance
- Identity fraud support service
1Accidental Death Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The coverage described in this literature may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions and limitations apply. Chubb, Box 1615, Warren, N.J. 07061-1615. This program is administered by Affinion Benefits Group, LLC.
2Card Patrol monitors up to ten registered credit/debit cards and your Social Security number on the Internet, based on an extensive search of directories and Internet chat rooms; however, it is impossible to ensure that all directories and Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.
3Some financial institutions may require you to call them directly and will not accept notification from third parties in which case we will contact you so that you can call your financial institution directly. You will be invoiced within 30 days of your request for the amount of the cash and/or cost of the airline ticket. The Federal Fair Credit Billing Act gives you the right to dispute billing errors, such as unauthorized charges, on your credit card by notifying your credit card company in writing within 60 days after the first bill containing the error was sent to you. The credit card company must resolve the dispute within two billing cycles (not to exceed 90 days) after receiving your notification. You may withhold payment on the disputed amount (and related charges) during the investigation. You must pay the amount not in dispute. You will be informed in writing whether your bill is correct or contains an error. If your bill contains an error, it will be corrected. Your liability for unauthorized charges is limited to $50 per credit card. You are not required to enroll in Payment Card Protection to maintain your credit card.
4For cash back rewards, you must access the retailers link through the Everywhere Cash Savings website provided. Purchases you make by going directly to a participating merchant's website do not qualify for cash back. Rewards will be issued automatically via check and mailed within 90 days from date of purchase or when your minimum awards amount reaches $2.00, whichever is later. Visit www.everywherecashsavings.com for complete terms and conditions. Participating merchants may change at any time without notice. Merchant restrictions and limitations are provided through each merchant's landing page.
5At the end of each quarter, send an Everyday Rebate Rewards request form and receipts for up to $200 of purchases to receive 10% back for a total of up to $20 each quarter (up to $80 annually). Receipts must be a minimum of at least $10 each quarter and membership must be active at time of purchase and redemption to receive a rebate.
6Gift card/gift certificate purchases limited to a total of 500 $25 cards annually. Participating merchants may change at any time without notice. Certain merchant restrictions and limitations may apply. Call the toll-free number for the most up-to-date listing of merchants.