
Compare Our Accounts
High Interest
Kasasa Cash®
Learn MoreFees
FREE
Best For
High Balances
Rewards
- Earn 2.50% APY* on balances up to $10,000
- Earn 2.50% to 0.25% APY on balances over $10,000 depending on balance in account*
- Earn 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Free online banking & bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$0
Cash Back
Kasasa Cash Back®
Learn MoreFees
FREE
Best For
Debit Card Transactions
Rewards
- Earn 4.00% cash back on debit card purchases*
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Free online banking & bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$0
Digital Credits
Kasasa Tunes®
Learn MoreFees
FREE
Best For
Apps & Music
Rewards
- Earn $5 in refunds for iTunes® or Amazon® purchases every month*
- Get $20 in refunds for iTunes or Amazon purchases when you open your account*
- Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
Free online banking & bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$0
View All Accounts
Kasasa Cash:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) daily balances up to $10,000 receive APY* of 2.50%; and balances over $10,000] earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.25% to 2.50% APY* depending on the account's balance and (2) you will receive reimbursements up to a maximum amount of $25 (max $4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented to a representative at one of our branches for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY* and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.*APY = Annual Percentage Yield. APYs accurate as of 11/03/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, at least one Direct Deposit or ACH automatic payment to post and settle, enrollment and log into online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number or person. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Kasasa Cash Back:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that monthly qualification cycle. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to a maximum amount of $25 (max. $4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented to a representative at one of our branches for reimbursements of individual ATM withdrawal fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not reimbursed. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, at least one Direct Deposit or ACH automatic payment to post and settle, enrollment and log into online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number or person. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Kasasa Tunes:
*Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be reimbursed up to a maximum of $20 (which includes any applicable taxes) for iTunes or Amazon.com purchases, made with your Citizens Bank debit card that post and settle to your account during the first 45 days after your account is opened. This reimbursement will be credited to your account on the last day of the statement cycle in which your iTunes or Amazon.com purchases posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to a maximum total of $5.00 (which includes any applicable taxes) in reimbursements for any iTunes or Amazon.com purchases. In order to be reimbursed, iTunes or Amazon.com purchases must be made with your Citizens Bank debit card and must post and settle to your account during the Monthly Qualification Cycle in which you met the qualification requirements. In addition, you will receive reimbursements up to a maximum of $25 (max. $4.99 per single transaction)] for domestic ATM fees imposed incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented to a representative at one of our branches for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Tunes qualifications are not met, iTunes or Amazon.com purchases and ATM fees are not reimbursed. iTunes or Amazon.com reimbursements and ATM fee reimbursements will be credited to your account on the banking day after the end of the monthly qualification cycle in which the purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, enrollment and log into online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number or person. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Apple Inc. and Amazon.com Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.