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Get cash back every time you swipe. There are no category restrictions, and no need to worry about rewards points.

Key Features

Cash Rewards

Online Banking & Bill Pay

Mobile Deposit

Do you currently have an account with Citizens Bank?

  • Free checking that pays you back
    • 4.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, domestic*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free EMV debit card
  • No minimum deposit to open

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Do you currently have an account with Citizens Bank?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that monthly qualification cycle. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to a maximum amount of $25 (max. $4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented to a representative at one of our branches for reimbursements of individual ATM withdrawal fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not reimbursed. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, at least one Direct Deposit or ACH automatic payment to post and settler, enrollment and log into online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number or person. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

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