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Helping you save money is great — but so is helping you make more. Get up to 2.50% APY* just for doing everyday banking activities.

Key Features

High Interest

Online Banking & Bill Pay

Mobile Deposit

Do you currently have an account with Citizens Bank?

  • Free checking that pays high interest
  • 2.50% APY* on balances up to $10,000
  • 2.50% to 0.25% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, domestic (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free EMV debit card
  • No minimum deposit to open

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Do you currently have an account with Citizens Bank?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) daily balances up to $10,000 receive APY* of 2.50%; and balances over $10,000] earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.25% to 2.50% APY* depending on the account's balance and (2) you will receive reimbursements up to a maximum amount of $25 (max $4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented to a representative at one of our branches for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY* and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.*APY = Annual Percentage Yield. APYs accurate as of 01/02/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, at least one Direct Deposit or ACH automatic payment to post and settler, enrollment and log into online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number or person. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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