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APY = Annual Percentage Yield. Rates effective as of May 15, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $0 2.47% 2.50%
$10,000+ $0 0.25% 2.50% to 0.25%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.

Kasasa Saver*Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $0 0.75% 0.75%
$10,000+ $0 0.25% 0.75% to 0.25%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

CD SpecialsLearn More

Term Rate APY Conditions
15 Month 1.54% 1.55% with active DDA balance of $500 or more
55 Month 2.53% 2.55% with active DDA balance of $500 or more
15 Month 1.39% 1.40% without active DDA or DDA balance less than $500
55 Month 2.38% 2.40% without active DDA or DDA balance less than $500

APY = Annual Percentage Yield. Rate is effective as of March 8, 2018 and is subject to change at any time. Fees may reduce earnings. APY assusmes principal and interest remains on deposit for the term of the certificate; any withdrawals may reduce earnings. Minimum deposit of $1,000 is required. Penalty for early withdrawal.

Certificates of Deposit (CDs)Learn More

Term Rate APY
3 Month 0.35% 0.35%
6 Month 0.65% 0.65%
12 Month 1.29% 1.30%
18 Month 1.24% 1.25%
24 Month 1.89% 1.90%
36 Month 1.54% 1.55%
48 Month 1.84% 1.85%
60 Month 2.73% 2.75%

APY = Annual Percentage Yield. Rate is effective as of April 25, 2018. Fees may reduce earnings. APY assusmes principal and interest remains on deposit for the term of the certificate; any withdrawals may reduce earnings. Minimum deposit of $1,000 is required. Penalty for early withdrawal.

IRA CertificatesLearn More

Term Rate APY
12 Month 1.29% 1.30%
60 Month 2.33% 2.35%

APY = Annual Percentage Yield. Rate is effective as of April 25, 2018. Fees may reduce earnings. APY assusmes principal and interest remains on deposit for the term of the certificate; any withdrawals may reduce earnings. Minimum deposit of $1,000 is required. Penalty for early withdrawal.

Deposit Accounts

Account Rate APY
NOW Account 0.10% 0.10%
Money Market Account 0.15% 0.15%
Flex Fund Money Market 0.30% 0.30%
CB Elite 50 0.10% 0.10%
Vacation Club 0.50% 0.50%
Christmas Club 0.75% 0.75%
Regular Savings 0.10% 0.10%

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