Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | APY |
|---|---|---|
| 0 - $10,000 | $0 | 2.50% |
| $10,000+ | $0 | 2.50% to 0.25% |
| All balances if qualifications not met | $0 | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.
APY = Annual Percentage Yield. Rates effective as of November 3, 2020. Fees may reduce earnings.
Kasasa Saver* Learn More
| Balance | Minimum Opening Deposit | APY |
|---|---|---|
| 0 - $10,000 | $0 | 0.75% |
| $10,000+ | $0 | 0.75% to 0.25% |
| All balances if qualifications not met | $0 | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
APY = Annual Percentage Yield. Rates effective as of November 3, 2020. Fees may reduce earnings.
Certificates of Deposit (CDs) Learn More
| Term | APY |
|---|---|
| 3 Month | 0.15% |
| 6 Month | 0.15% |
| 12 Month | 0.25% |
| 18 Month | 0.25% |
| 24 Month | 0.35% |
| 36 Month | 0.40% |
| 48 Month | 0.40% |
| 60 Month | 0.40% |
APY = Annual Percentage Yield. Rate is effective as of November 3, 2020. Fees may reduce earnings. APY assumes principal and interest remains on deposit for the term of the certificate; any withdrawals may reduce earnings. Minimum deposit of $1,000 is required. Penalty for early withdrawal.
IRA Certificates Learn More
| Term | APY |
|---|---|
| 12 Month | 0.40% |
| 60 Month | 0.60% |
APY = Annual Percentage Yield. Rate is effective as of November 3, 2020. Fees may reduce earnings. APY assumes principal and interest remains on deposit for the term of the certificate; any withdrawals may reduce earnings. Minimum deposit of $1,000 is required. Penalty for early withdrawal.